Despite California’s mandatory insurance laws, many drivers still operate vehicles without coverage. If you have been involved in an accident with an uninsured motorist, you need an experienced Perris car accident attorney to protect your rights and help you pursue the compensation you deserve. Contact us today for a free consultation to discuss your case and learn how we can help you.
If you have been hit by an uninsured driver, you may still have the following options for pursuing compensation:
Uninsured Motorist Coverage (UM)
California law requires auto insurance providers to offer Uninsured Motorist (UM) coverage. If you have UM coverage, it can compensate you for medical expenses, lost wages, and pain and suffering if the at-fault driver does not have insurance or in the case of a hit-and-run. This coverage can be a valuable resource for ensuring your financial recovery.
Underinsured Motorist Coverage (UIM)
If the at-fault driver has insurance but their policy limits are insufficient to cover your damages, Underinsured Motorist (UIM) coverage can help.
Collision Coverage
Collision is optional coverage that pays for repairs to your vehicle regardless of who was at fault. While it does not cover medical expenses, it can help you get your vehicle back on the road quickly.
Medical Payments Coverage (MedPay)
MedPay is an optional coverage that helps pay for medical expenses incurred by you and your passengers after an accident, regardless of fault. This coverage can be particularly useful if you do not have health insurance or if your health insurance has high deductibles or co-pays.
Health Insurance
Your health insurance can help cover medical expenses resulting from the accident. However, you may still be responsible for deductibles, co-pays, and other out-of-pocket expenses.
Suing the Uninsured Driver
In some cases, you may have the option to sue the uninsured driver directly for damages. However, this can be challenging if the driver does not have the financial means to pay a judgment. An experienced Perris injury lawyer can help you determine if pursuing a lawsuit is a viable option.
An experienced Perris truck accident attorney can:
Our Perris uninsured motorist accident attorneys are here to help you explore all available options for compensation and protect your rights. Contact us today online or by calling (951) 688-0006 for a free consultation.